Primarily individuals who have inherited their wealth. We also work with divorcees and retirees when appropriate. Regardless of their personal situations, our clients share some unique qualities. They are looking for a long-term advisory relationship (not a one-time consultation). They want a wealth coach who will coordinate their overall plan with their other advisors (in areas such as law, taxes, investments, and asset protection). They want to be empowered with their wealth rather than burdened by it. They seek guidance in multi-generation planning. They may want to explore how philanthropy could be incorporated into their plan. They want to protect, increase, and transfer their wealth without taking unnecessary risks. They understand the value of investing in a trusted advisor.
We believe there is great value in simplicity and flexibility. Our clients will first set aside money to support their desired lifestyle. Additional funds will be their legacy, for family and philanthropy. With our help, clients understand what they have, what their options are, and the purpose of each portfolio.
As our client, you already have significant wealth and are primarily concerned with maintaining it. Our focus, therefore, is not necessarily to compete with relative return measures (such as the S&P 500 Index), but to preserve your wealth in absolute terms. In other words, we want to maximize the return on your money without jeaopardizing your lifestyle, your legacy, or your deepest life wishes.
For most of our clients we recommend a diverse portfolio, including some traditional elements, plus alternative investments, such as commodities, emerging markets, and real estate. Though we don't believe in market timing, we do employ a combination of passive and active money managers, maximizing your money when the market is strong and preserving your wealth when it's weak.
We are a manager of managers, we do not pick stocks or bonds. Our big-picture approach allows us to work with clients on an investment plan, which becomes the basis for selecting and managing various investment firms. Often we can stay with your own management firms and trust companies whenever you have existing relationships.
No, we believe it is best for our clients to use specialists in these areas, who are often already in place. We work with your own professionals to provide income tax and estate planning services. By working as a team, we ensure that our clients are using the most current tax reduction and estate planning strategies and that all plans are working in concert with each other.
We charge fees up front on a retainer basis, which ensures that our clients' interests always come first. We do not accept any commissions or fees from products or services that we may recommend to clients. Our pre-negotiated fees are either fixed or based upon a percentage of assets, depending on each client's financial complexity and services required.
We offer independent advice. We are skilled and experienced. We provide individualized services. We partner with you, our client, to filter out the daily minutiae from various media sources. We are a small, personal firm focused not on shareholders, but on you, the client. Our clients enjoy stability through economic slumps and market fluctuations. Our clients can trust that they are making the most of their money in ways that serve their own interests, those of posterity, and those of the world at large.
For inheritors who want to develop life-summiting skills to achieve success and enjoy a sense of accomplishment.
